Tortlink for Plaintiffs — Pre-Settlement Funding

Cash for your pending case.

Pay Bills. Pay Rent. Owe Nothing If You Lose.

Soft credit pull only No job required Cash in 24 hours

Owe Nothing If You Lose

Non-recourse funding. If your case doesn't settle, you owe the funder nothing.

Not Based on Credit

Soft credit pull only. No hard check, no hit to your score. Your case is what qualifies you, not your credit.

Cash in 24 Hours

Once approved, money lands in your account by the next business day.

How It Works

Three steps. We do the matching.

01

Tell us about your case

A quick form. Your state, case type, attorney info, and how much cash you need.

02

We match you with a funder

Tortlink introduces you to a plaintiff funder in your state who handles your type of case.

03

Cash hits your account

The funder takes it from there. Most plaintiffs get approved and funded within 24 hours. You never make a payment. Your attorney handles repayment directly at settlement.

Cases We Fund

Almost any pending injury case qualifies.

If you've been hurt and you have a case, there's a good chance we can help.

Auto Accidents

Car, truck, motorcycle, pedestrian

Slip and Fall

Premises liability

Medical Malpractice

Surgical, misdiagnosis, more

Workers Comp

Injured on the job

Construction Accident

Job site injuries

Wrongful Death

Loss through negligence

Dog Bite

Animal attacks

Product Liability

Defective products, drugs

Other Injury

Not sure? Ask us anyway.

Questions, Answered

What people ask us most.

It's commonly called a lawsuit loan and it works similarly: there's interest and fees that build up over time while your case is pending. The key difference is that it's non-recourse, meaning if your case doesn't settle, you owe nothing back. Most states classify it as an advance against your future settlement rather than a traditional loan.
Yes. Pre-settlement funding accrues interest and fees while your case is pending. Rates typically run between 2% and 4% per month. The longer your case takes to settle, the more it costs. The funder will give you a full breakdown of all costs upfront before you sign anything. Have your attorney review the agreement so you understand the total cost.

Our funding partners cover 38 states plus Washington DC:

Alabama, Alaska, Arizona, California, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Louisiana, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, Wyoming

Some states have restrictions based on case value or transaction type. Your funding partner will confirm details on the call.

You pay back nothing. Zero. The funder takes the risk, not you. If your case doesn't settle, the advance is theirs to lose, not yours to repay.
No. The funder gets paid directly from your settlement, so your case is between you and your attorney. In fact, having cash on hand often helps you win bigger because you can afford to wait for the right settlement instead of taking a lowball offer.
No. Funders may do a soft credit pull (which won't affect your score), but approval is not based on your credit. Bad credit, no income, and unemployment all do not disqualify you. The only things that might affect approval are open bankruptcies or child support liens. Your case is what matters.
Most approved applicants get money wired within 24 hours of signing the agreement. The total turnaround, from first contact to cash in hand, is usually 24 to 48 hours.
Advances range from $500 up to $500,000 or more, depending on the strength of your case and the expected settlement. The funder determines the amount based on the facts of your case.
You need to have an attorney before you can get pre-settlement funding. If you don't have one yet, find a personal injury attorney in your state first, then come back to apply.
We're paid by the plaintiff funders in our network when we match them with cases that get funded. There are no fees, no charges, and no costs to you for using Tortlink. The funder you get matched with handles everything from there.

Bills can't wait. Your case shouldn't make you wait either.

Apply in under a minute. Talk to a funder today. Get money tomorrow.

© 2026 Tortlink
Tortlink is not a lender. We match plaintiffs with vetted pre-settlement funders in our network. Funding amounts, rates, and approval are determined by the funder based on the facts of your case. Pre-settlement funding accrues interest and fees over time while your case is pending. It is non-recourse, meaning you owe nothing if your case does not result in a recovery. Not available in all states.